An IRA is a savings plan that helps you prepare for retirement. Your contributions may be tax deductible*. We offer both Traditional and Roth IRA's with a variety of attractive rates and terms to fit your investment objectives, please call the bank for rates.

We can also help you with Rollovers, Transfers, and Conversions from other Financial Institutions or brokerages.

We also offer Health Savings Accounts (HSA); a Health Savings Account (HSA) is another bank product that may help you with your financial planning. Our HSA accounts are offered with no set up fees, no annual fees, a premium interest yield, free checks and a free check card. Please consult your tax advisor to see if a HSA is right for you.

*Consult your tax advisor.
Penalty for early withdrawal may apply. Fees may reduce earnings.

We hope the following on-line calculators can help solve some of your retirement questions.

IRA calculator.
IRA deposit calculator.
Spending calculator.
How long would I be able to make withdrawals?
What interest rate would I need?
How much money would I need to start with?
How much money could I withdraw each month?