Our bank is dedicated to making information security one of our highest priorities. We utilize the latest software, hardware and other technologies to prevent unauthorized users from accessing our computer systems.
We have implemented many different levels of security including User ID, password, encryption of sensitive data, and others. We utilize a technology called SSL (Secure Socket Layer). SSL is software to secure and protect web site communication using encrypted transmission of data. The SSL creates a secure communications channel between our Internet Banking server and your browser.
The following are a few of the different technologies that our bank has implemented to ensure the transactions are secure:
Username and Password Protection
To access account information, you must provide a username and a password to enter the secure area of the site. Your password is not displayed when entered. If you do not provide this information, we cannot establish an online banking service for you.
What can I do?
Don’t let anyone else know your password. Never write it down where anyone can find it. We also recommend that you change your password every 60 days or sooner. Use letters (upper and lower case), numbers, and symbols. Use a different password for different Internet websites. Don’t use the same password for all of your websites that require you to login. Never access the online banking site from a computer or terminal that an untrusted individual or the general public may have access to. You should also take the standard precautions to keep your computer free from viruses.
Always Log Out
You should always log out of the online banking site when you are finished or if you are going to be away from your computer for an extended period of time. The log out will end your session, and you will be required to enter your User ID and password again before entering the online banking website.If you have not accessed the Internet banking for a period of time, your login session will automatically timeout. To start a new session, you will be required to enter your User ID and password on the login page.
Browser Encryption
We require the use of a 128-bit secure browser to login to our Internet Banking website. Our Internet Banking website supports only the following browsers: Netscape Navigator®, Netscape Communicator®, and Microsoft® Internet Explorer. If you are currently not using one of these browsers, or feel your browser does not meet the security requirements of a 128-bit secure browser, use one of the following links to download an upgraded version:
Secure Sockets Layer (SSL)
After you are connected with a website that is secure, you will see a padlock or key icon on your browser that shows being locked or connected. This icon will only appear after you have gone to the Login web page. The padlock or key icon may not appear locked on pages where you are not logged on and where general information is displayed about the site even if you are not logged on. However, you can be assured that any screen which displays or requests information about your account, username, password or any other sensitive information is encrypted.
Network Security and Monitoring
Firewalls are an essential part of network security. They are used to protect your internal network from external threats that can compromise data and data transmissions. We are using our firewalls to monitor all transmissions from the Internet. Our firewalls create logs of network traffic that allow centralized auditing and security monitoring. We have also setup security policies on the firewall to stop any suspected malicious activity.
