Internet Banking

Personal Checking

Which checking account meets your financial needs?  Compare them below.

ACCOUNT

TOTALLY FREE CHECKING

NOW ACCOUNT

HOMETOWN ACCOUNT

An account designed for: Customers looking for no monthly service fee with no minimum balance required Customers wanting an interest earning account with unlimited check writing abilities for lower combined balances Customers wanting to earn interest and get benefits and discounts
Earns Interest No Yes Yes
Monthly Service Fee No fee Fee waived with minimum balance. Otherwise $2.00 and $0.25 per check Fee waived with minimum balance. Otherwise $10.
Minimum Daily Balance Required (to waive the monthly fee) None Required $500 $2,000 in combined balances in all accounts
Free Checks Yes - Free Checks for the life of the account. No* Yes - Free Checks for the life of the account.
ATM & Check Card Free Free Free
Free Online Billpay Yes Yes Yes
Free Secure Online Banking Yes Yes Yes
Free Mobile Banking App** Yes Yes Yes
Free World Wide ATM’s*** Yes Yes Yes
Scorecard Rewards Yes Yes Yes
Overdraft Protection Yes – Overdraft Privilege Yes – Overdraft Privilege or Ready Reserve Yes – Overdraft Privilege or Ready Reserve

 

* First set of checks free on all new accounts.

** Mobile Banking App can be downloaded from the Google Play Store or Apple App Store.  Stardard data rates may apply.

***Bring in your receipts from any ATM withdrawal using a Converse County Bank Check Card and Converse County Bank will reimburse you for the surcharge fee that ATM has charged you.

Click here to apply online for a Personal Checking Account