Converse County Bank VISA® Classic and Gold Credit Cards
- No Annual Fee
- Low Fixed Annual Percentage Rate
- Interest-Free Grace Period
- Free Balance Transfers
- Convenience Checks
A card issued in your name or the name of your business will give you freedom and flexibility to make important purchases with peace of mind knowing that your personal information is safe. Plus, you will have an accurate and detailed record of all of your purchase transactions in order to better control your expenses. Check your balance, make payments, print statements and more at ccbdouglas.fdecs.com
Stop by any Converse County Bank branch to pick up an application for a Visa® Classic or Gold card today. Our trained staff will be happy to help resolve any billing discrepancies free of charge. Your Card comes with Zero liability.
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|Interest Rates and Interest Charges||Visa®|
|Annual Percentage Rate (APR) for Purchases||16.80%|
|APR for Balance Transfers||16.80%|
|APR for Cash Advances||16.80%|
|Penalty APR and When it Applies||None|
|How to Avoid Paying Interest on Purchases||Your due date is not less than 25 days after the close of each billing cycle. We will not Charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Federal Reserve Board||To learn about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.org/creditcard|
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases).* An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
For any questions, call 307-358-5300.